Frequently Asked Questions

The following APIs are available:

• Accounts
• Payments
• Confirmation of Funds
• Variable Recurring Payments (sweeping)

If you are interested in the APIs currently available for, AIB (NI) please visit the website.

Our sandbox provides an opportunity for developers to test their app before building in production. The sandbox is a safe, secure environment where you can test your apps functionality and test our API integrations with your apps.

Please refer to the getting started page which explains how you can onboard and get access to our sandbox environment

To obtain an Open Banking SSA please visit the Open Banking website where you will find details of the Open Banking enrolment process and steps to get your software statement.

No, you cannot re-use the same application across AIB Group. You will need to log in separately and add a new application in each developer portal.

Please visit https://aibgb.co.uk/psd2 for information about our SCA methods as communicated to our customers.

1. eIDAS QWAC. This is the certificate to use in the MATLS network level connection at runtime.

2. A recognised certificate capable of creating a digital signature. The digital signature is required during the OIDC client authentication using the private_key_jwt client authentication method. This certificate can be an eIDAS QSealC or a certificate signed by a recognised public Certificate Authority.

The Fallback Mechanism can be used if the API Channel or certain API functionality is unavailable.

The Fallback provides TPPs with ability to identify themselves to the bank, an eIDAS certificate is required to access the Fallback Mechanism. The Fallback Mechanism effectively provides access to the PSU’s direct interface. Access to this mechanism is by way of unique URL.

As part of authentication journey where the TPP is using the Fallback, the customer will also need to complete the Multi Factor Authentication process as part of entering their banking credentials to complete the flow.

For information on how to access the Fallback Mechanism please contact us on api@aib.ie

If you come across a bug please contact our team at api@aib.ie

To learn more about Allied Irish Bank (GB) visit https://aibgb.co.uk

If you have any further questions please don’t hesitate to contact us at api@aib.ie

The performance and availability statistics of our dedicated interface can be found here

Starting from 19th March 2024, AIB endpoints for retrieving consent information in AIS & CBPII will return 400 error when the requested consent was previously deleted.

Below endpoints are impacted:

• GET /account-access-consents/{ConsentId} will return 400 error when DELETE /account-access-consents/{ConsentId} was previously executed
• GET /funds-confirmation-consents/{ConsentId} will return 400 error when DELETE /funds-confirmation-consents/{ConsentId} was previously executed

Hello,

We want to let you know of an upcoming change.  From the 29th August 2024 we will launch Variable Recurring Payments (VRPs) sweeping. We do not support non-sweeping VRPs.

Variable Recurring Payments- sweeping

Sweeping is the automatic transfer of money between a customer’s own accounts (me-to-me payments), such as moving surplus funds into a separate savings account or using them to repay a loan or overdraft to cut the cost of borrowing.  

Key information

• VRP sweeping will be available to online and mobile banking users only, it is not available to iBB (Business Channel) users due to dual authority payment requirements on this channel.
• The Debtor account must be a current account.
• The Creditor account is mandatory.
• VRP must be under the Faster Payments Service (FPS) limit of £250k and within the customer’s daily payment limits.
• Confirmation of funds for VRP consent must use the VRP endpoint.
• We will only be accepting VRP submission calls where the VRPType parameter has a value of UK.OBIE.VRPType.Sweeping.
• We will only accept PSU Authentication Method of UK.OBIE.SCANotRequired.
   

Full details on the latest specifications can be found here -  https://standards.openbanking.org.uk/

If you have any questions or concerns, please don’t hesitate in reaching out to our support team by email at api@aib.ie.

Best regards,

AIB